Welcome to Kristeen's Smith, Maine's Mortgage Specialist, formerly First Portland Mortgage

Why choose a me as your local Mortgage Mortgage Broker?  Helping home buyers like you for 25 years, me and my team provide fast, local processing while offering the right program at low rates and costs.  We know each person has specific needs and have a wide variety of mortgage Loan products, such as:

  • Purchase Home Loans and Relocation Loans for those relocating to Maine

  • Refinance to Lower your rate or Consolidate your debt. Click here.
  • No Money Down Rural Development Home Loans

  • Rocket Mortgage?  Not as easy as it sounds.  Ask us about our SIMPLE, DIGITAL ON-LINE MORTGAGE process or go to our secure on-line app here,  We can assist or answer questions at any point without long wait times. 

  • FHA mortgages & 203K Rehab Loans (Full and Limited)

  • VA home loans and VA streamline refinance (VA IRRRL loans)

  • Renovation Loans & Purchase Plus Improvement Home Loans

  • HomeReady Loans & HomePossible Mortgages – easier to qualify with reduced or NO PMI.

  • Three Season/Seasonal Home Loans (single family only, no condos).  See program here.

  • Second Home Loans (single family vacation homes AND condos)

  • First Time Homebuyer Loans with No Mortgage Insurance up to 97% financing.

  • Appraisals waived on many home purchase loans and refinance mortgages

Want to see what others have to say?  Visit our google page or click here.

Sample Image