Cut through the Red Tape and get qualified with bank statements. 

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  • -Use 12 or 24 months bank statements
  • -Use personal or business bank statements
  • -Can mix self employed and employed borrowers
  • -90% financing up to $1,500,000
  • -75% financing if fore-closure or bankrupcty in last 25-48 months
  • -credit scores as low as 620
  • -Property types: Primary homes, second homes and investment properties
  • -Debt ratios up to 50% in most cases
  • -Fixed and adjustable rate options

Other important information:

-reserves required - amount varies with loan amount

-ARM Index - ! year LIBOR, Margins-owner occupied 3.25%; investment 5.25%; Floor is initial note rate. -Escrows required

-No prepayment on Primary residence or second home loans