First of all, if you are struggling to make your payments, call or write to your lender's Loss Mitigation Department right away. Explain your situation and be prepared to provide them with financial information like your monthly income and expenses. Just follow these 3 simple rules:
Contact your lender as soon as you know your payment will be late.
Never ignore the lender's letters or phone calls.
Don't assume that your situation is hopeless.
We've been helping customers afford the home of their dreams for many years and we love what we do.