Refi Possible and RefiNow 2021

A new mortgage refinance program is here to help you refinance.  There are new flexibilities to help you qualify.  If you meet the following criteria, you may be able to refinance for a lower rate and payment.   

  • Current mortgage is owned by Freddie Mac or Fannie Mae
  • Meet certain moderate income requirements
  • Current mortgage being refinanced is less than 10 years old
  • Single family primary home
  • 620 minimum credit score
  • interest rate must be lower by at least 1/2%
  • Borrowers on original and new loan must be the same


Refi Possible Flexibilities:

  • $500 credit toward appraisal if one is required
  • No maximum housing ratio
  • Total Debt-to-income ratios up to 65%


Think you qualify?  Grab your mortgage statement and contact us today OR click here to apply anytime. If your current home loan is an FHA, VA or RD government loan, we can still help you!  Most government refinances can lower your payment substantially without appraisal or income verification.