There are many options for First Time Homebuyers today.  The path to Homeownership is different for everyone!  Here are some loan options:

RD - Rural Housing No Money Down loans

FHA - Housing and Urban Development Home Loans

VA - Veterans Administration insured home loans

Home Possible - Freddie Mac's low down payment loan with income limits

Home Ready - Fannie Mae's low down payment loan with income limits
Home One - Freddie Mac's low down payment loan with NO income limits
Down Payment Assistance Programs - Up to $15,000 available for qualified buyers!

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How do you decide what's best for you?  Kristeen Smith, Maine's Mortgage Specialist can help you decide.  Contact us today.  With my 30 years of experience as your local Maine Mortgage Broker, I can explain the differences while guiding you to the loan that gives you the lowest payment and closing costs AND fits your needs. Call 207-653-6267 or email ksmith@acadialending.com today.