Many other Rates, Loan Options and Terms are available.  Call 1 (800) 370-5222 or click on Today's Rates above or Quick Quote at right for a rate quote tailored to your specific circumstances.  Apply now.

Loan Program	Rate	Points	APR*	Payment per $1000
30 Year Fixed Rate Mortgage	4.375%	0%	4.41%	$4.99
30 Year Fixed Rate Mortgage	4.25%	1.00%	4.37%	$4.92
20 Year Fixed Rate Mortgage	4.25%	0%	4.28%	$6.19
15 Year Fixed Rate Mortgage	3.875%	0%	3.95%	$7.33
30 Year 5/1 ARM (2.25 margin - 5/2/5 caps)	3.00%	0%	3.00%	$4.22
30 Year 7/1 ARM (2.25 margin - 5/2/5 caps)	3.25%	0%	3.25%	$4.35
30 Year Fixed FHA Mortgage	4.375%	0%	4.41%	$4.99
30 Year Fixed VA Mortgage	4.50%	0%	4.54%	$5.07
30 Year Fixed No Money Down RD Loan	4.625%	0%	4.67%	$5.14
30 Year Jumbo 7/1 ARM	4.875%	0%	4.875%	$5.29
CONSTRUCTION LOANS	call	call		call
Reverse Mortgages - No Monthly Payment  Must have counseling certificate. Call for specifics!

There are a number of variables which will determine what the rate might be for a specific loan.  Some of the important ones are:

• Loan Amount and Length of Loan
• Amount of Equity (refi) or Downpayment (purchase)
• Credit score & credit quality
• Number of units in dwelling and occupancy
• Conventional or government insured Loan
• Purchase, Rate and Term or Cash out on loan
• Seasonal Home
• Construction Loan

*All figures based on $150,000 loan amount (except Jumbo is based on $417,000 loan amount).

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