A Selection of Today's Rates


Many other Rates, Loan Options and Terms are available.  Call 1 (800) 370-5222 or click on Today's Rates above or Quick Quote at right for a rate quote tailored to your specific circumstances.  Apply now.

Loan Program Rate Points APR* Payment
per $1000 
30 Year Fixed Rate Mortgage 4.875% 0% 4.92% $5.29
30 Year Fixed Rate Mortgage 4.50% 1.75% 4.65% $5.07
20 Year Fixed Rate Mortgage 4.875% 0% 4.94% $6.53
15 Year Fixed Rate Mortgage 4.25% 0% 4.32% $7.52
30 Year 5/1 ARM (2.25 margin - 5/2/5 caps) 3.50% 0% 3.50% $4.49
30 Year 7/1 ARM (2.25 margin - 5/2/5 caps) 3.75% 0% 3.75% $4.63
30 Year Fixed FHA Mortgage 4.875% 0% 4.92% $5.29
30 Year Fixed VA Mortgage 5.00% 0% 5.04% $5.37
30 Year Fixed No Money Down RD Loan 5.00% 0% 5.04% $5.37
30 Year Jumbo 5/1 ARM 5.125% 0% 5.125% $5.44
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Reverse Mortgages - No Monthly Payment 
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There are a number of variables which will determine what the rate might be for a specific loan.  Some of the important ones are:

  • Loan Amount and Length of Loan
  • Amount of Equity (refi) or Downpayment (purchase)
  • Credit score & credit quality
  • Number of units in dwelling and occupancy
  • Conventional or government insured Loan
  • Purchase, Rate and Term or Cash out on loan
  • Seasonal Home
  • Construction Loan

*All figures based on $150,000 loan amount (except Jumbo is based on $417,000 loan amount), and include assumptions about credit score (740), Loan-to-value (60%) and other loan factors, such as escrowed taxes and insurance.


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